Bangladesh Commerce Bank Ltd

Interest Rates

 




March 27, 2019 12:06:03 am

$ USD
TT-Clean 83.3000 TK
BC-Selling: 84.3000 TK
OD-Sight: 83.1000 TK
TT-Selling: 84.2500 TK
€ EURO
TT-Clean: 92.6653 TK
BC-Selling: 97.1653 TK
OD-Sight: 92.4394 TK
£ POUND
TT-Clean: 107.4427 TK
BC-Selling: 111.9427 TK
OD-Sight:

107.1789 TK

A savings account at BCBL will provide you with healthy returns on your savings at the same time as you help support project bringing lasting benefits to communities and the environment.Our range of personal savings accounts has been designed to offer something for everyone. So whether you want to invest a lump sum, put by a little every month or you simply want to move your savings to a bank with a uniquely ethical approach, there is a BCBL savings account to suit your needs.

Rates of interest are as follows:

Name

Description of Deposite

Int. Rate

Savings

Deposit (SD)

  • Special rate for General Savings
  • Special rate for Nondita (Only for Housewife)
  • Special rate for Srizoni (Only for Worker Women)
  • Special rate for Students Savings 
  • 3.25%
  • 3.50%
  • 3.50%
  • 7.50%

Special

Notice

Deposit

(SND)

  • Below 1.00 crore
  • From 1.00 crore & above but below 25.00 crores
  • From 25.00 crore & above but below 50.00 crores
  • From 50.00 crores & above but below 100.00 crores
  • 100.00 crores and above
  • 3.00%
  • 3.00%
  • 3.50%
  • 3.50%
  • 3.50%

Fixed

Deposit

Receipt

(FDR)

 

  • FDR for 01 month (Below BDT 1 Corer)
  • FDR for 03 months (Any Amount)
  • FDR for 6 months (Any Amount)
  • FDR for 1  Year ( Below BDT 1 corer)
  • FDR for 1  Year (BDT 1 corer & Below BDT 5 corer)
  • FDR for 1  Year (BDT 5 core & Above)

 

 
  • 5.50%
  • 6.00%
  • 7.00%
  • 8.00%
  • 8.50%
  • 9.00%

 

Pension Savings Scheme

  • 9.00%

SCHEME DEPOSITS:

Name of

Scheme

Tenure

(years)

Installment

Amount

Amount Payable

at Maturity

Nominal Interest

Rate (Monthly)

Double Benefit 8 50,000/-(its multiple)  Double 9.05%
Triple Benefit Discontinued
Lakhpati Deposit Discontinued
Millionaire Deposit Discontinued
Kotipoti Deposit Discontinued
BCB SHIKKHA   9.00%
BCB CHIKITSHA   9.00%
BCB BIBAH
  9.00%
BCB NIRVAR (DPS A/C)   8.00%

 

LOAN and ADVANCES:

Name Nature Int.Rate
Commercial Loan

CC (Hypo)

16.50%

CC (Pledge)   

15.00%

SOD (RE)    

16.50%

SME

16.50%

LTR/LIM/PAD

17.50%

Forced/Demand Loan

18.00%

Term Loan Large & Medium Scale Industries 14.50%
Small Scale Enterprise (Secured) 16.50%
Small Scale Enterprise (Unsecured) 18.00%
Working Capital Large & Medium Scale Industries  14.50%
Small Scale Enterprise (Secured) 16.50%
Small Scale Enterprise (Unsecured) 18.00%
House Building Residential 17.00%
Commercial 17.00%
Staff Loan Car 5.00%
Provident Fund   9.50%
House Building 8.00%

Nature of Loan & Advance

Int.Rate
Agricultural Loans 11.00%
Transport Loan (Private use/Commercial use) 15.00%
Non Banking Financial Institution (NBFI) 14.50%
Lease Finance 15.00%
Syndicate/Club Finance 14.50%
Loan Against FDR
-For BCBL's FDR ( 3.00% above of the rate of FDR)
-For Others Bank FDR

 

17.00%

Loan against Special Schemes 16.00%
Export Loan 7.00%
Trade Finance (For rice, wheat, edible oil, pulse, peas, onion, dates & sugar) 15.00%
Bill purchase / Loan against Share (SODS) 16.00%/17.00%
Consumer Credit Scheme (CCS) 15.00%
Special Scheme for Service Holders 13.00%
Special Loan for unemployed women 16.00%
Women Entrepreneurs with Govt. Re-fiance 10.00%
Prime Customer 12.50%