Loans & Advances

 




August 25, 2026 05:00:30 am

USD
OD-Sight: 122.6000
TT-Clean 122.8000
BC-Selling 123.8000
EURO
OD-Sight: 140.5831
BC-Selling 147.7975
TT-Clean 140.8147
POUND
OD-Sight: 163.4514
BC-Selling 169.6252
TT-Clean 163.7221
JPY
OD-Sight: 0.7590
BC-Selling 0.8267
TT-Clean 0.7603

BCB Teachers’ Loan:
  1. Security free & 10 (ten) times of the Basic Salary.
  2. Loan ranges from 50,000/- to 50,00,000/-
  3. Duration loan account is from minimum 12 months to 48 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Applicant’s minimum age must be 25 years.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Special Loan (For Service Holders):
  1. Security free
  2. 12 (twelve) times of the Basic salary but maximum 10,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Age must be from 20 to 55.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Consumer Credit Scheme:
  1. Security free
  2. Maximum loan limit is BDT 5,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Interest rebate / return is 1% on interest paid amount for regular payment of installment.
  7. Age must be from 20 to 50.
  8. Minimum service history must be 03 (three) years.
  9. Minimum monthly income will have to be 15,000/-
  10. Certification from the concerned institution is required.
  11. Minimum one personal guarantee wife / husband if applicant is married. In case of un married one personal guarantee from eligible family member.
  12. Must have an associated Savings / Current Account maintained on the concerned branch.