Loans & Advances

 




July 16, 2024 06:04:43 am

USD
TT-Clean 117.0000
TT-Selling 117.0000
OD-Sight: 116.6000
BC-Selling 118.0000
EURO
OD-Sight: 124.9280
BC-Selling 134.4872
TT-Clean 125.3600
POUND
OD-Sight: 146.3269
BC-Selling 154.6432
TT-Clean 146.8357
JPY
BC-Selling 0.8030
TT-Clean 0.7365

BCB Teachers’ Loan:
  1. Security free & 10 (ten) times of the Basic Salary.
  2. Loan ranges from 50,000/- to 50,00,000/-
  3. Duration loan account is from minimum 12 months to 48 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Applicant’s minimum age must be 25 years.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Special Loan (For Service Holders):
  1. Security free
  2. 12 (twelve) times of the Basic salary but maximum 10,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Age must be from 20 to 55.
  7. Minimum service history must be 03 (three) years.
  8. Minimum monthly income will have to be 15,000/-
  9. Certification from the concerned institution is required.
  10. Minimum one personal guarantee by the entrepreneur’s wife / husband / any other apposite family member.
  11. Must have an associated Savings / Current Account maintained on the concerned branch.

 

BCB Consumer Credit Scheme:
  1. Security free
  2. Maximum loan limit is BDT 5,00,000/-
  3. Duration loan account is from minimum 12 months to 36 months.
  4. Payable through equal monthly installments.
  5. Rate of interest is 9% except the Bangladesh Bank order against allowance Subsidies.
  6. Interest rebate / return is 1% on interest paid amount for regular payment of installment.
  7. Age must be from 20 to 50.
  8. Minimum service history must be 03 (three) years.
  9. Minimum monthly income will have to be 15,000/-
  10. Certification from the concerned institution is required.
  11. Minimum one personal guarantee wife / husband if applicant is married. In case of un married one personal guarantee from eligible family member.
  12. Must have an associated Savings / Current Account maintained on the concerned branch.